Privacy Policy & Company Policies

Information We Collect

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We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources:

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Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information.

Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.

Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.

From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.

Information We Disclose

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Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.

By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website.

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We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.

All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.

We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement when deemed necessary. 

Loan denials

Being turned down for a loan is purely due to failures of meeting certain criteria. 

We will never advise pulling credit without analyzing each scenario to avoid wasting time and money.

Licensure 

Our residential broker licensure is through Glory Mortgage LLC. 

We are not a lender or  a depository.

Company Policy

Rates are not final until they are “locked”. Rate locking requires a percentage that will be added to the loan estimate upon doing so. This is a case to case basis, depending on time, duration of lock period, and the rate being locked. 

We reserve the right to amend these policies from time to time.

                                                                    MLO NMLS | 2532356

                          Glory Mortgage LLC | Broker ID 2123511 | Broker licensure & Overhead